Author Archives: Sean Nolan

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3 Architectural Monuments in India to Visit at Least Once in Your Life

India is a beautiful country located in South Asia. This enormous country is home of more than one billion people. It’s a place of many ethnicities and religions and therefore it has a very rich culture that has been developed more than 4 500 years. Every country is in some way connected with India, from mythology and complex theology to universal philosophy. Did you know that India is the country where yoga was developed and karma was established? India celebrates diversity. It is a country of many ancient cultures and practices that still exist and are further developed even today. India is very famous for its religious diversity. It’s a home of many major religions like Islam and Christianity. Besides Hinduism and Buddhism which are dominant, you can get in touch with many other theological beliefs like Sikhism and Jainism. India has everything you need for a perfect vacation. From unique art and architecture to unusual food, breathtaking landscapes and diverse philosophical and theological beliefs, India has it all. So, what are you waiting for? Get your visa for india right now to have a unique and rich experience you’ll remember the rest of your life.

India is an enormous country and therefore it is impossible to visit everything you wish for during your visit. That’s why you must choose wisely the locations you would like to pay a visit. When you type into your browser india tourism, you’ll come across diverse results. It is important not to listen to others, but to listen to yourself and your desires. You don’t have to visit the most popular destinations and monuments if you don’t want to. Do a little research and make your own wish list. Here is ours:

Taj Mahal, Agra

I love architecture so a must visit for me is Taj Mahal because it’s the jewel of Indian architecture, Muslim art and visual arts in general. If you love art history this is the perfect monument to feel the rich Indian culture since it combines ancient tradition with newer styles. It’s a wonderful example of Mughal architecture and Indian architectural laws that explore the relationship between man-made habitats and natural habitats. Their architectural laws highly respect geometry and precision in order to reflect the most idealistic structure – the universe.

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Amer Fort, Jaipur

This fort is a wonderful combination of the renowned Mughal School of architecture but also Rajput schools of architecture. It’s also questions and reassesses the relationship between human and nature. It combines very gentle and gleaming materials – white marble and red stone, in order to create a stunning, sensual effect. This effect is also backed up with beautiful sparkly water of Maota Lake that gives the whole monument a majestic atmosphere. This palace is built by Man Singh I, a Rajprut ruler who belonged to Kachwaha clan. If you visit this monument, among other things like vast gardens and luxurious chambers, you’ll certainly enjoy the Temple of Victory and Hall of Mirrors.

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Akshardham Temple, New Delhi

This is a massive complex built in 2005 and although it doesn’t have many years if history behind it, it is a wonderful piece of architecture. It consists of rich architectural decoration such as statues, floral and geometrical motifs, arches and uniquely, eccentrically carved pillars. This is a religious complex that combines Indian culture with Hindu religion. You can enjoy its vast gardens and lawns, musical water fountains, carved pavilions and many more. Although this temple is a design copy of Akshardham temple in Gandhinagar in Gujarat it still has an aura of uniqueness and serene atmosphere that makes you remember it forever.

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Grow organic food by using indoor growing systems

These days, a number of farms in the state are smaller than it used to be before. People are moving to the cities in search for career opportunities. They do not want to grow plants and live the hard life of the farmer. But, they are wrong because the life in the city is not easy, too.

People in the cities are more and more interested in organic food. It is the old way of growing food without using pesticides or GMO seeds. Of course, it is a much healthier way of growing than the ways farmers grow plants today. The organic food became some kind of rarity, and people are willing to give a lot of money just to eat food which is not treated with pesticides. Farmers are forced to use pesticides because they provide a higher yield. The other reason is that they use GMO seeds which cannot be planted without using pesticides. But things are slowly changing, and there is a huge number of people who rather want to have a small bite of organic food than the whole basket of nonorganic food.

organic_foodPeople who live in cities think that they have no much choice to buy the food they want to eat. They think that they are forced to eat the food which is served to them in supermarkets. But, it is not so. There are many ways for people to grow small farm indoors. Nowadays, many companies produce and sell devices for indoor growing plants. You can use them for growing every plant. Fruits, flowers, vegetables, spices, and many other plants could be grown in those devices. Indoor growing has become interesting for a lot of people. People who like organic food and who do not have space for growing it because they live in condos are willing to try this new way of growing food. These systems are very simple. Even the beginners in the field of growing plants can use them.

If you grow plants inside your home, then you do not have to use pesticides. Your plant is protected from all diseases and other bad things that can do harm to your plant outside. Insects, bad weather, various kinds of diseases and many other things cannot come close to your plant when you grow it inside. And then there is no reason for using pesticides. You will have your own healthy food like you always wanted.

As it was mentioned, there are many companies which produce such devices for indoor growing. Octopot is one of them. They produce devices in many different sizes which possess a high-quality and also they are very affordable.

No matter whether you live in the apartment or you have the house with small garden, you can buy one of these devices and start growing plant for your own needs. You will enjoy in doing that and you will be happy with the results. In them, you can grow anything you want. Provide your family with healthy and organic food by using the indoor growing system.


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Basics on conventional mortgage loans 

Category : Home

Almost every person will eventually encounter a situation that requires obtaining a loan from a bank. It is very common, as not many people can afford to fulfill their dream of owning a home without any financial assistance. Conventional loans have gained a reputation for being safe investments, and if you want to borrow money, visit a lender to apply.

A conventional loan comes in a wide variety of types you can choose from, and each has their pros and cons, depending on your financial situation. They are not a part of any special government mortgage program, unlike, for example, FHA credit. There are two categories of these loan types: conforming loans, and non-conforming loans. The first type contains products that have a maximum amount that is set by the government. Fannie Mae or Freddie Mac are the two largest companies that provide backing for conventional loans, and they set the requirements and regulations for them. The non-conforming mortgage products are less standardized, as their pricing, eligibility, and other features vary from lender to lender.

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It is important to perform your due diligence before making a decision and to find the right mortgage lender, with conditions suitable to your situation. There are two types of conforming loans you can choose from: The conventional (conforming) is for those individuals who apply for a credit amount of $417,000 or less, and it is the most common one. Keep in mind that, if your down payment is lower than 20%, you will most likely require mortgage insurance. Conforming (Jumbo) loans are for people who want to take out more than $417,000. However, these loans are only available in certain counties, and the maximum amount you can get varies by county.

Non-conforming (Jumbo) credit is for those applying for a mortgage up to $1-2 million. The name comes from the fact that the amount exceeds that of the conforming limit in your county. Rules and conditions vary by lender, but all lenders require an excellent credit score and a high down payment to qualify.

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Conventional loans offer more generous payback options and interest rates than other mortgages. Also, the larger the down payment, the less credit risk for the lenders, which allows them to offer lower interest rates for financing. If your down payment is 20% or higher, private mortgage insurance is no longer required, which is excellent because it means the monthly payments will be lower, thanks to avoiding the mandatory PMI cost associated with down payments of less than 20%.

It is an ideal lending option for buying larger and more expensive homes, which you would not be able to qualify for with other home loan options. They also have lower qualification standards, as you do not have to go through the government to get them. If you have any questions, visit a team of mortgage experts, and they will help you. If you want to take out a loan, all you need to do is to choose the option that is most suitable to your needs and financial situation and fill out an application with your lender of choice.